Citibank

Citibank Malaysia offers a variety of credit cards to fit the needs of your lifestyle.
Cash Rebates

Cash back Platinum - The credit card with the most cash back, all year long.
The more you spend, the more rebates you get.
1. Up to 5% cash back on every day retail spend
2. No minimum spend required
3. Automatic cash back into your account
Cash Back Rate:
i.  Petrol spend : 5%* (All Petrol Stations)
ii. Groceries : 2%** (Giant, Tesco, Carefour & Cold Storage)
iii. Pharmacy : 2% (Watson & Guardian)
iv. Phone bill : 2% (Maxis, Celcom & Digi)-pay onlie/1bill
v. Others : 0.3%
*Only applicable for a maximum of RM600 spend per month.
**Only applicable for a maximum spend of RM 3000 per month.

Annual Fee: 1-year waiver upon 3 swipes within 60 days
Min Annual Income: RM48,000
Credit Limit: Min RM10,000



Shell Citibank - Gives you the most fuel rebates at 8%. Everyday.
With the newly enhanced Shell Citibank Gold Credit Card, you can now combine all your spending to earn rebates of up to 8% on Shell fuel at any Shell stations nationwide.

1. Enjoy the most rebates on Shell fuel of up to 8%. Everyday!
2. Free annual fee for the 1st year.(Just swipe your card 3 times within 60 days of the approval date.)
3. 24-hour Gold-On-Call Assistance.
Annual Fee: 1-year waiver upon 3 swipes within 60 days
Min Annual Income: RM24,000
Credit Limit: RM4,000 to RM48,000



Giant Citibank - Exclusive savings at Giant and everywhere else
Enjoy up to 5% rebate at Giant and special credit card member prices whenever you shop at Giant Malaysia and start saving BIG!
1. As high as 5% rebates on Giant purchases everyday.
2. Up to 2% rebates on selected Dining and Utilities merchants.
3. Rebates all year long!
Rebates Tier

Your maximum monthly Giant spend to earn rebates is capped at RM400 for Tier 1 and RM600 for Tier 2. Total annual rebates earned is capped at RM600. 
Selected Dining & Utilities Merchants

Annual Fee: 1-year waiver upon 3 swipes within 60days
Min Annual Income: RM24,000
Credit Limit: RM4,000 to RM45,000

Reward Points
 
Citibank Platinum - 5x rewards get you more all year long.
1. Earn 5X Citi Rewards Points at major department stores and *supermarkets/ hypemarkets.
2. Redeem anything, anywhere*. Offset your purchases with Citi Rewards points.
3. Complimentary Sign & Fly travel insurance.
*Terms and conditions apply.
Platinum Rewards & Redemption
Platinum Travel Privileges
- Simply call Platinum Travel Hotline (603-6286 6222) to enjoy exclusive deals on airline tickets and hotel packages with personalized assistance. Also, enjoy free ticket delivery within the Klang Valley. 
- Complimentary Plaza Premium Lounge access in KLIA.
  Enjoy complimentary access to Plaza Premium lounge for up to 2 hours per visit. Also, you'll enjoy the following complimentary facilities:
       - Freshly prepared hot meals and beverages
       - Free flow of draught beer
       - Massage chair
       - Shower with amenities
       - Free high-speed email, Internet access & local calls
       - Reading materials, TV area and Movies
Cardmembers will also enjoy:
        - 20% discount for up to 3 accompanying guests
        - 20% discount on optional items and services
        - 25% discount for additional hours stay at the Lounge
- Complimentary Sign & Fly travel insurance (comprehensive policy up to RM 1.7 million coverage).
Platinum Protections
 
- Global purchase protection, eligible purchases are automatically protected for 30 days.
  When you shop with your Citibank Platinum Card, eligible purchases are automatically protected for 30 days. If the item is lost, stolen, or damaged, you will be reimbursed for 50% of the amount shown on your Citibank sales draft up to a maximum of RM30,000 per item, or up to a maximum of RM75,000 per occurrence. This privilege is extended to supplementary cardmember(s) as well.

- Overseas 24-hour Personal Accident Insurance.
  Covers you and your supplementary cardmember(s) for any personal accidents incurred while overseas of up to RM300,000 when you charge your travel ticket to your Platinum Card. You will be covered for a maximum of 30 days.

- Overseas medical expenses insurance.
  Covers you and your supplementary cardmember(s) for any medical costs incurred while overseas, for up to RM50,000 when you charge your travel ticket to your Platinum Card. Regardless of where you are in the world, you’ll be covered for a maximum of 60 days.

- Wallet Guard against theft or robbery.
  Reimbursement of up to RM500 if you lose your wallet due to snatch theft or robbery. Loss from within your private residence is excluded.
Platinum Lifestyle & Preferential Treatment
- 24-hours dedicated platinum priority line.
- Citibank Platinum suite at Dewan Filharmonik Petronas.
- Global recognition at over 30 million establishments and at over 800,000 ATMs worldwide.
- Cash access service up to RM10,000 cash a day, anywhere in the world.
Annual Fee: 1-year waiver upon 3 swipes within 60 days
Min Annual Income: RM60,000
Credit Limit: Min : RM15,000




Citibank Gold - Rewarding you with a golden touch.
1. 3X Citi Rewards Points at major department stores and hypermarkets.
2. Evergreen Citi Rewards Points.
3. Accepted in over 120 countries and over 30 million establishments worldwide.
Terms and conditions apply.
Gold Rewards
Enjoy 3X Citi Rewards points when you shop at major stores in Malaysia.



Gold Travel
- Complimentary Sign & Fly travel insurance with coverage of up to RM500,000 when you charge your travel tickets to your Citibank Gold card.
- We'll book your travel, golf and spa packages and hotel accommodation for almost anywhere in the world.
- Customised travel itinerary to cater to your different needs, with travel advisory on visa requirements, weather, vaccination and more.
- Complimentary delivery of air tickets within Kuala Lumpur, Petaling Jaya, Penang and Johor Bahru.  

*Operated by Holiday Tours and Travel Sdn Bhd. Terms and conditions apply.
Gold SOS
- Through your Gold Card, you’ll receive roadside assistance, whatever the hour. You can jump start your car, have your car tyres changed and even request for batteries and petrol to be delivered to you. More on Gold SOS
- Cost of roadside repairs are fully borne by the cardmember (service charges applicable). For towing services, cardmembers will be charged at the following rates:
        - 7am to 7pm: RM1.00 per km (minimum charge of RM80)
        - 7pm to 7am: RM1.50 per km (minimum charge of RM80)
    Towing distance is calculated from workshop to breakdown site to towing destination.
- Optional for Gold cardmembers to upgrade your roadside assistance facility with the AA Auto Assist program at just RM25 per annum. The upgraded package includes:
        - 24-hour Emergency Towing and Minor Roadside Repairs with Asia Assistance bearing cost of up to  RM300 per vehicles.
        - Car rental assistance.
        - Arrangements for hotel accommodations.
        - Referral to service centre.

*Operated by Asia Assistance Network Sdn Bhd. Terms and conditions apply.
Gold Healthcare
- With your Gold Card, you can also enjoy access to exclusive healthcare packages carefully selected to help you look after your well-being and maintain your health. More on Gold Healthcare 30% discount on all Executive Screening Packages (discount is not applicable for on-going promotional packages and excludes medical officers and specialists’ consultant fees)15% discount on all walk-in hospital room rates (only from RM120.00 and above)
- For enquiries and appointment, please visit www.kpjhealth.com.my for details of specialist hospitals in the KPJ Healthcare Network.
- Privilege is valid at 20 participating hospitals only. Please refer to list of participating hospitals
- Promotions, promotional events and screening packages may vary and are subject to availability at the participating hotels.
- The following discount is only applicable if payment is fully paid via Citibank Gold Card. 
*Operated by KPJ. Terms and conditions apply.
Gold Lifestyle
- Citibank World Privileges offers you preferential treatment and discounts of up to 50% at over 24,000 establishments worldwide for dining, shopping, golfing and travel.
 Annual Fee:
*1-year waiver upon 3 swipes within 60 days
*2-years waiver upon 6 swipes within 60 days
Min Annual Income: RM24,000
Credit Limit: Min RM4,000 to RM45,000



Citibank Clear - The ride of your life starts here.
Benefits: 
i. 1-for-1 Movie Ticket every Friday Night
- GSC & Cathay Cineplexes (Only for normal price ticket)
- Priority line at Cathay Cineplexes
- Over the counter purchase only
ii. 1-for-1 drinks at Coffee Bean
- Not applicable at Penang International Airport, LCCT and East Malaysia outlets.
iii. Zouk Club KL
- Free entries for 1st 300 ppl (Cardholder + guess)
- Citibank VIP Lane
- 1-for-1 drink at Terence Bar
- 10% of for hard liquor bottle 

Annual Fee: 1-year waiver upon 3 swipes within 60 days
Min Annual Income: RM24,000
Credit Limit: RM4,000 to RM45,000


Travel

PremierMiles - The only credit card that lets you fly for free with over 70 airlines.
Features:
i. Every RM 3 spent will earn 1 PremierMiles- All spend, no restrictions
ii. 2,000 bonus miles upon 1st  retail transaction
iii. 10,000 miles upon annual renewal ( with payment of annual fee)
iv. Get your cash rebate (travel related purchases)
-5000 PremierMiles = RM90 , 1000 PremierMiles = RM18
(Minimum redeem = 5000 PremierMiles, Incremental of 1000 PremierMiles.)

Privileges:
i. Global Priority Pass Membership
-Complimentary access to over 500 airport lounges around the world with Priority Pass Membership 2 times in a calendar year
ii. Plaza Premium Lounge (KLIA)
-Complimentary access  all year long                    
iii. Hertz -FREE Hertz #1 Gold Club Membership for the first year 
vi. Golf -Exclusive access to 200 of the world’s most celebrated golf clubs   

Annual Fee: 1-year waiver upon 3 swipes within 60 days
Min Annual Income: RM60,000
Credit Limit: Min : RM15,000



Air Asia Silver Master - The only credit card that gives you amazing deals!
Benefits:
i. Priority Booking - Grab lowest fares and best seats on AirAsia sales one day ahead of the public and Reda!lert eNewsletter subscribers.
ii. Early Notice - Receive early notification of AirAsia promotions one day before the sale starts vis sms or email.
iii. Free flight & Redeem AA Points
- RM1 spent = up to 2 AA Points
- AA Points never expire
- Redeem flights, fuel surcharges & more
iv. Special fares for AA card members

How to earn AA points, based on opening balance:
< RM2,000 = 1 AA Points
RM2,000 and above = 2 AA Points
Voucher Redeem:
3,400 AA points = RM20 AA voucher
8,500 AA points = RM50 AA voucher
17,000 AA points = RM100 AA voucher

Annual Fee: 1-year waiver upon 3 swipes within 60 days
Min Annual Income: RM24,000
Credit Limit: RM4,000 to RM15,000