MBF Cards Platinum/MBF Cards MasterCard/Visa Gold
It’s time to live it up with MBF Cards MasterCard Platinum and MBF Cards Visa Platinum – your companion for the finest moments. For life. With special privileges every day of the week, you can now enjoy life to the fullest… whenever you want, doing whatever you desire, wherever you are.
Membership Rewards
BonusLink Reward Programme
MBF Cards is the ONLY credit card issuer in Malaysia to offer Bonuslink Points, a programme that rewards you with the largest selection of gifts, with more than 200 choices! Such as free air travel, hotel accommodation, electrical appliances and lots more! In addition, you can use the points to offset your MBF card annual fee. You can collect BonusLink Points from over 3,000 participating outlets.
Redeem your gifts faster and easier! Every RM10 worth of purchases charged to your MBF card earns you 3 BonusLink Points. This is in addition to the points earned through your BonusLink card.
Benefits & Privileges
* Please note that the terms of Benefits & Privileges set herein is a summary of the Terms and Conditions which appears in the MBF Cards (M’sia) Sdn Bhd Terms & Conditions. Please refer to your Terms & Conditions for the fullest effect. In the event of conflict the Terms & Conditions shall prevail.
Under no circumstances shall MBF Cards Sdn. Bhd. be liable either in tort or contract if the terms of this summary are misconstrued by the reader.
* Please note that the terms of Benefits & Privileges set herein is a summary of the Terms and Conditions which appears in the MBF Cards (M’sia) Sdn Bhd Terms & Conditions. Please refer to your Terms & Conditions for the fullest effect. In the event of conflict the Terms & Conditions shall prevail.
Under no circumstances shall MBF Cards Sdn. Bhd. be liable either in tort or contract if the terms of this summary are misconstrued by the reader.
BENEFITS
FREE Supplementary Card
Share your MBF Card privileges with your loved ones, free for 2 years.
FREE Purchase Insurance
Cover your purchases up to RM150,000 per annum for MBF Cards Gold CardMember against accidental damage, theft and loss. All purchases must be fully charged to your MBF Cards MasterCard/Visa.
Travel Accident & Inconvenience Benefits
Enjoy free travel accident coverage of up to RM1 million for MBF Cards Gold CardMember when you charge the full fare for your flight tickets to your MBF Cards MasterCard/Visa. If your luggage is lost or delayed, you are covered for any inconvenience caused. This benefit also extends to your spouse, unmarried children below 18 years old and/or below 23 years old who are attending a recognised education institution on a full-time basis when the tickets are bought. All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Flight Misconnection
If you missed your scheduled connecting flight at the point of transfer due to the late arrival of your incoming flight, you will be indemnified against charges incurred for hotel accommodation, meals & refreshments and travel expenses up to RM800 or RM1,600 for you and your family (for MBF Cards Gold CardMember). All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Flight Delay, Flight Cancellation or Denied Boarding
In respect of cost incurred for meals, refreshment, hotel accommodation and travel expenses, if In the event confirmed departure of the scheduled flight is delayed in excess of 6 hours or is cancelled or you have been denied boarding due to overbooking, due to or any unforeseen circumstances beyond your control, and provided that you shall be at the airport at the time of such flight delay and/or misconnection, you will be indemnified up to RM800 or RM1,600 for you and your family (for MBF Cards Gold CardMember). All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Luggage Delay
If your check-in luggage is delayed for more than 6 hours after your scheduled arrival at the airport of destination, you will be indemnified up to RM800 or RM1,600 for you and your family (for MBF Cards Gold CardMember) for charges incurred on the emergency purchases of essential clothing, toiletries and requisites. All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Luggage Loss
In respect of loss or damage to baggage and/or personal effects whilst on a covered trip, you are entitled to spend up to RM1,600 or RM3,200 for you and your family (for MBF Cards Gold CardMember) to make emergency purchases of essential clothing and other necessities. All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
FREE Supplementary Card
Share your MBF Card privileges with your loved ones, free for 2 years.
FREE Purchase Insurance
Cover your purchases up to RM150,000 per annum for MBF Cards Gold CardMember against accidental damage, theft and loss. All purchases must be fully charged to your MBF Cards MasterCard/Visa.
Travel Accident & Inconvenience Benefits
Enjoy free travel accident coverage of up to RM1 million for MBF Cards Gold CardMember when you charge the full fare for your flight tickets to your MBF Cards MasterCard/Visa. If your luggage is lost or delayed, you are covered for any inconvenience caused. This benefit also extends to your spouse, unmarried children below 18 years old and/or below 23 years old who are attending a recognised education institution on a full-time basis when the tickets are bought. All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Flight Misconnection
If you missed your scheduled connecting flight at the point of transfer due to the late arrival of your incoming flight, you will be indemnified against charges incurred for hotel accommodation, meals & refreshments and travel expenses up to RM800 or RM1,600 for you and your family (for MBF Cards Gold CardMember). All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Flight Delay, Flight Cancellation or Denied Boarding
In respect of cost incurred for meals, refreshment, hotel accommodation and travel expenses, if In the event confirmed departure of the scheduled flight is delayed in excess of 6 hours or is cancelled or you have been denied boarding due to overbooking, due to or any unforeseen circumstances beyond your control, and provided that you shall be at the airport at the time of such flight delay and/or misconnection, you will be indemnified up to RM800 or RM1,600 for you and your family (for MBF Cards Gold CardMember). All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Luggage Delay
If your check-in luggage is delayed for more than 6 hours after your scheduled arrival at the airport of destination, you will be indemnified up to RM800 or RM1,600 for you and your family (for MBF Cards Gold CardMember) for charges incurred on the emergency purchases of essential clothing, toiletries and requisites. All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Luggage Loss
In respect of loss or damage to baggage and/or personal effects whilst on a covered trip, you are entitled to spend up to RM1,600 or RM3,200 for you and your family (for MBF Cards Gold CardMember) to make emergency purchases of essential clothing and other necessities. All such expenses must be fully charged to your MBF Cards MasterCard/Visa.
Product Disclosure Sheet
To view the Product Disclosure Sheet, please click here.
MBF Xuàn Gold MasterCard
The dynamic and brilliant world of Xuàn Card by MBF Cards is now open, exclusively for a select few. Live it up with Xuàn, your bridge to the latest, most exciting global trends in business, education, music, indoor entertainment, outdoor adventures, fashion, jewellery, F&B, travel, home furnishings, the list goes on. From now on, life is definitely Xuàn fun.Explore new cuisines and international fine dining trends at the most happening F&B outlets, at generous discounts wherever you go. Feast your eyes on international high fashion while you indulge in culinary pleasures. Get up to a 50% discount on happy hour rates and room charges at happening nightspots and prestigious hotels.
If art and culture is your cup of tea, you'll be enriched with privileges through Xuàn. Orchestras, dances, theatre production, concerts and singing sensations from all over the world, will perform for you. Wave your Xuàn Card for ticket savings.
MBF Poh Kong Gold Card
Poh Kong Jewellers, is the largest retailer nationwide that specializes in exquisite jewellery.
2 Years FREE Enjoy 2 years annual fee waiver
SmartRinggit Be rewarded with 1% SmartRinggit bonus points, for purchases made at Poh Kong.
Welcome Gift Receive a complimentary Poh Kong Voucher worth RM100.
Birthday Rewards Receive 2 Poh Kong Vouchers worth RM100 each for Principal & Supplementary CardMember.

Poh Kong Jewellers, is the largest retailer nationwide that specializes in exquisite jewellery.
2 Years FREE Enjoy 2 years annual fee waiver
SmartRinggit Be rewarded with 1% SmartRinggit bonus points, for purchases made at Poh Kong.
Welcome Gift Receive a complimentary Poh Kong Voucher worth RM100.
Birthday Rewards Receive 2 Poh Kong Vouchers worth RM100 each for Principal & Supplementary CardMember.
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